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The Future of Finance

Simplify
Payments
Empower Growth

BINKPAY gives global businesses access to enterprise-grade financial infrastructure — multi-currency accounts, cards, cross-border payments and treasury, all on one regulated rail.

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PCI DSS Lvl 1ISO 27001SOC 2 Type II256-bit AES
BINKPAY
•••• •••• •••• 0124
Holder
J. CARTER
VISA
BINKPAYJC
Total balance+12.4%
$48,920.47
Across 3 currencies · USD equivalent
Money in
$24.1k
Money out
$8.6k
Saved
64%
Activitytoday
  • Salary · ACME Corp+$3,200.00
  • Apple — App Store−$14.99
  • USD → EUR · 0.92−$500.00
BINKPAY
•••• •••• •••• 8843
Holder
J. CARTER
VISA
Payment received
+$3,200.00
Live FX
1 USD = 0.92 €
PCI · ISO · SOC 2
Trusted by global businesses
TechCrunchForbesBloombergWIREDReutersFinancial TimesThe Wall Street JournalCB InsightsPYMNTSSiftedTechCrunchForbesBloombergWIREDReutersFinancial TimesThe Wall Street JournalCB InsightsPYMNTSSifted
Product surface

Every financial primitive,
one regulated rail.

Multi-currency accounts, cards, cross-border transfers, payment gateway, treasury, enterprise banking, security, developer APIs. Light up what you need today. Light up the rest as you scale.

Explore all services

Wallets

Three currencies, one balance.

Hold EGP, USD and AED side by side. Convert at a transparent spread, no hidden markup.

E
EGP$24,500
U
USD$12,000
A
AED$5,800
Live FX1 USD → 0.92 EUR

Cards

Issued in seconds.

Virtual cards instantly, physical cards delivered. Apple Pay & Google Pay ready.

Apple PayGoogle Pay

Transfers

Money at the speed of light.

Instant P2P locally. SWIFT internationally. Local rails for last-mile delivery.

CairoDubai
SWIFTInstaPaySEPALocal

Payments

Accept payments online.

Drop-in checkout, REST APIs, real-time settlement to your wallet.

Atelier · CheckoutA
Order total$128.50

Business

Made for finance teams.

Team accounts, expense management, payroll tools. Built for scale.

  • JCOwnerActive
  • MAFinanceActive
  • NKOpsActive

Compliance

Regulated by default.

Bank-grade controls baked in. Encryption at rest and in flight, monitored 24/7.

PCI DSS Level 1ISO 27001SOC 2 Type II256-bit AESFraud monitoring
KYC & KYB verified · 24/7 fraud-ops

Developers

Build on BINKPAY.

REST APIs for wallets, cards, payments. Webhooks. SDKs in TypeScript & Python.

binkpay-node · cards.ts200 OK
// Issue a virtual card in one call
import binkpay from "@binkpay/node";

const card = await binkpay.cards.create({
  currency: "USD",
  category: "VIRTUAL",
  holder: "J. Carter"
});
Card issuedcrd_8s4k2j…
•••• 4271 · USD · ACTIVE
$0
P2P transfer fee
3
Currencies live
<2s
Settlement latency
99.99%
Platform uptime
Why BINKPAY

Modern infrastructure
for global business.

We didn't build another wallet — we built the operating system MENA and beyond businesses and consumers should have had a decade ago. Three principles, lived in production every day.

About BINKPAY
Multi-currency by default

Three currencies, one balance.

EGP, USD, AED held side by side from day one. Convert at a transparent spread you can audit, with no markup hidden in the rate.

Audit-first engineering

Reconciled to the cent.

Every ledger entry is double-entry, idempotent on a request key, and recorded immutably. If we can't reconcile it, we don't ship it.

Regulated by design

Compliance is the substrate.

PCI DSS Level 1, ISO 27001, SOC 2 Type II — engineered into the platform from day one, not bolted on after launch.

Multi-currency

Six currencies.
One platform.

Hold, convert and send in EGP, USD, AED, EUR, GBP and SAR — all from a single balance. Rates update live; spreads are published, not padded.

Every conversion is a ledger entry, every rate is timestamped. Your finance team can audit every pip.

See FX transfers
Security & compliance

Bank-grade controls.
On every transaction.

Money software is invisible when it works and catastrophic when it doesn't. Every wallet, card and transfer runs on the same controls regulated banks use — verified by the same third-party auditors.

Encryption end-to-end, identity tied to verified national IDs, sanctions screening on every counterparty, immutable audit trail across the entire ledger.

Security overviewCompliance details
  • AES-256 at rest · TLS 1.3 in flight
  • PCI DSS Level 1, ISO 27001, SOC 2 Type II
  • KYC tied to verified national IDs
  • Multi-AZ deployment · 99.99% uptime
  • 24/7 fraud-ops · 15-minute incident SLA
Global infrastructure

Three offices.
One regulated platform.

Compliance, partnerships and customer operations across the GCC, Europe and MENA — staffed locally, supervised centrally. Replies inside working hours, every working hour.

Office · 01GCC Headquarters

Dubai

United Arab Emirates

DIFC Gate Building · Level 14

HoursSun–Thu · 09:00–18:00 GST
Office · 02European Operations

London

United Kingdom

1 Canada Square · Canary Wharf

HoursMon–Fri · 09:00–18:00 GMT
Office · 03Asia-Pacific Operations

Singapore

Republic of Singapore

Marina Bay Financial Centre · Tower 3

HoursMon–Fri · 09:00–18:00 SGT
Developers

Build on financial
infrastructure.

REST APIs over HTTPS, signed webhooks, idempotency on every mutation. Sandbox keys in 30 seconds — production keys after a single KYB review. The same primitives we use ourselves.

REST APITypeScript SDKPython SDKSigned webhooksOpenAPI spec
Read the docs
transfers.ts · @binkpay/node200 OK
// Send $250 from a USD wallet to a counterparty
const transfer = await binkpay.transfers.create({
  currency: "USD",
  amountMinor: 25000,         // $250.00
  destination: "acct_8s4k…",
}, { idempotencyKey });

// → { id: "trf_1c9a…", status: "SETTLED", ms: 412 }
Testimonials

Trusted by the
teams who count.

JCSROHLM
99K+
Customers across MENA

“BINKPAY transformed how we handle cross-border payments. What used to take 3 days now happens in seconds. Our international customers love it and our finance team has full visibility.”

JC
James Carter
CEO, NexaTech Solutions

“As a freelancer working with clients in 15 countries, BINKPAY is a game-changer. I get paid instantly with zero hidden fees. The app is beautiful and customer support is exceptional.”

SA
Sarah Al-Rashid
Freelance Creative Director

“We integrated BINKPAY into our e-commerce platform in one afternoon. The API docs are world-class. Payment acceptance rates jumped to 98% and chargebacks dropped dramatically.”

OH
Omar Hassan
CTO, ShopFlow Egypt

“BINKPAY's security is unmatched. Every transaction is encrypted and monitored. For our enterprise, that's non-negotiable — and their team's responsiveness to any issue is outstanding.”

LM
Layla Mansour
Head of Finance, Atlas Group
FAQ

Everything you need
to know about BINKPAY.

  • BINKPAY is a global digital payment platform allowing individuals and businesses to send, receive, and manage money across 200+ countries with virtual/physical cards, digital wallets, bank transfers, and merchant solutions — all in one app.

  • Visa and Mastercard cards, instant bank transfers (InstaPay), Vodafone Cash, Fawry, and prepaid BINK recharge codes — across EGP, USD and AED.

  • Never. Peer-to-peer transfers between BINKPAY accounts are always free. Currency conversion uses a transparent spread shown before you confirm. Top-up fees by method are listed openly on the pricing page.

  • Yes. Our REST API is documented at /api/docs with fully typed SDKs. Most teams integrate in an afternoon.

  • Your dashboard shows every transaction the moment it posts. Webhooks deliver real-time events to your servers, and the Reports page exports CSV statements at any time.

Get started today

Start paying
without limits.

Sign up in under five minutes. Hold three currencies, issue cards, accept payments and settle globally — all on one regulated rail.

Create free accountTalk to sales