Travel & lounges
Airport lounge access and travel benefits as you climb tiers.
Banking that feelspersonal again.
Hold money across currencies, send on regulated rails, grow it with intelligent treasury, spend on premium cards and earn real membership rewards — global banking that fits one person, on the same regulated rail the institutions run on.
6 currenciesPremium cardsMembership perksBank-grade secure
Personal account Live
$ 30,740total · 6 ccy
12,480.00
USD
6,210.40
EUR
3,150.00
GBP
8,900.00
AED
BINKPlatinum
•••• •••• •••• 8804
Send
Convert
Top up
Freeze
Your money, your suite.
Seven products on one regulated rail — each built for one person, each a tap away. This is the personal side of BINK.
6 currencies
Wallets
Global Wallets
Hold and manage money across currencies.
ExploreReal IBANs
Accounts
Multi-Currency Accounts
Named accounts with global banking access.
ExploreRegulated rails
Transfers
Instant Transfers
Move money across regulated payment rails.
ExploreVaults · yield
Treasury
Personal Treasury
Intelligent cash and wealth management.
ExploreVisa · worldwide
Cards
Premium Cards
Premium spending with full control.
ExploreCashback
Rewards
Rewards & Membership
Exclusive membership benefits.
ExplorePCI · SOC 2
Security
Security & Protection
Enterprise-grade protection for personal finance.
ExploreSix currencies. One calm balance.
Hold and manage money across currencies side by side. Convert at the mid-market rate, top up in seconds, spend without thinking about borders.
USDEURGBPAEDEGPSAR
Open Multi-Currency WalletBalances
- USD balance12,480.00
- EUR balance6,210.40
- GBP balance3,150.00
- AED balance8,900.00
Named accounts, global access.
Real IBANs and routing numbers in your name — receive salary, get paid, and bank like a local across regions.
Access Global BankingRegulated rails
Move money across rails.
Instant P2P
BINK → BINK · free
Local rails
Domestic instant rails
SWIFT
International payout
FX convert
Mid-market · transparent
Net worth
Across currencies$ 142.6K
Spending
22%
Vault · Travel
30%
Yield pool
48%
Intelligent cash & wealth.
Put idle money to work automatically — named vaults, yield on balances you are not spending, and a single view of your whole net worth across currencies.
- Auto-allocate idle cash into named vaults
- Earn yield on balances you are not spending
- Round-ups and rules that save without thinking
- See your whole net worth across currencies
Premium spending, full control.
A card for home and a card for the world — issued instantly, in your wallet on day one, with every control where you'd expect it.
- Physical titanium + instant virtual cards
- Apple Pay & Google Pay from day one
- One-tap freeze, reveal and per-card limits
- Zero FX markup at the mid-market rate
BINKPlatinum
•••• •••• •••• 8804
BINKBlack
•••• •••• •••• 2918
Spending that gives back.
Cashback to your wallet, travel benefits and member status that compounds as you spend — a membership, not a points program.
Tiered cashback
Cashback credited straight to your wallet.
Member status
Exclusive offers and concierge that compound with spend.
Bank-grade, on personal money.
- PCI DSS L1 · ISO 27001 · SOC 2 Type II
- Fraud monitoring on every transaction
- Biometric unlock & device pinning
- OTP-gated card reveals · instant freeze
Worldwide
Global access, local rates.
Spend anywhere Visa is accepted — present in your currency, settle at the mid-market rate.
- United StatesUSD
- European UnionEUR
- United KingdomGBP
- UAEAED
- EgyptEGP
- Saudi ArabiaSAR
Open your personal account.
Set up in minutes, top up the same day, and spend anywhere Visa is accepted — no fine print, no surprise spreads.